FEE-ONLY EXPLAINED

Don't confuse Fee-Only with Fee-Based.

Financial Advisors employ various compensation methods.

Fee-Only practitioners receive NO commissions. Compensation is not contingent on your purchase of Insurance or Securities products. Fee-Only Advisors work for YOU!

Fee-Based providers work directly for, or sell products as agent, for an Insurer, Broker, or Investment Company. Compensation is usually a combination of commissions and fees for assets under management.

TCF is a private, comprehensive, Fee-Only Financial Planner, an independent consultant for Taxation, Investments, Estate, Retirement, and Insurance Planning.

I am paid on an hourly or flat fee basis with NO up front retainer.

All engagements are in writing and include a written Confidentiality pledge.

Contact TCF to discuss Services and Credentials, or request a brochure describing
my Fee-Only Advisory Services.